Many recipients of large lump-sum payments spend most of the money within a few years. A settlement consultant can help a plaintiff develop a plan to prevent this "premature dissipation" by structuring payments over time.

While settlements provide financial relief, they may jeopardize eligibility for crucial benefits. Fortunately, with proper planning, recipients can safeguard their benefits while making the most of their settlement.

A Settlement Management Trust is a trust designed to provide for the health, education, maintenance, and support of the beneficiary. A SMT includes support for buying a home, a vehicle, and arranging for a case manager as appropriate.